The Morning Star Federal Credit Union (MSFCU) is an associational faith-based federally chartered Credit Union. Each account is insured up to $250,000 by the National Credit Union Administration (NCUA), a US government agency.

The purpose of the MSFCU is to provide its members competitive rates on share (savings) accounts, share certificates (CDs) and loans.

The mission of MSFCU is to serve its membership by offering higher savings dividends and lower interest rates while assisting the members in gaining some measure of financial success.

MSFCU was established in 1961 by the late Dr. T. Oscar Chappelle, Sr. and 9 boys. The boys sold copies of The Oklahoma Eagle, a weekly newspaper, and Dr. Chappelle encouraged them to save; thus these 10 became the charter members of the credit union, which currently has over 500 active members and assets in excess of $600,000. MSFCU is served by a voluntary Board of Directors and is governed by the Supervisory Committee assuring all federal and state rules and regulations are adhered to.

MSFCU offers Share (savings) accounts, Share Certificates (CDs), new and used vehicle loans, consumer goods and computer loans, and line of credit (signature) loans. To be eligible for membership in MSFCU, one must be a member of Morning Star Baptist Church and their immediate family members.